Credit System
Discover our innovative referral credit structure and grocery credit system designed to empower applicants and create sustainable financial solutions.
Credit System
Our innovative referral credit structure empowers applicants to refer others while agents facilitate and guide the process, creating a sustainable ecosystem for all participants.
12.5% Annual Interest
One percentage interest per month averaging 12.5% per year
2% Referee Wallet
Direct benefit to the referee's wallet for each successful referral
1.5% Agent Commission
Agent facilitates and guides the process, earning commission for support
Principal Reduction
Credit amount reduces automatically based on referral activity
Referral Credit Calculator
Referral Impact Calculator
How Credit System Works
Applicant Refers
Client refers others to the platform
Agent Facilitates
Agent guides and supports the process
Benefits Distributed
2% to referee, 1.5% to agent
Principal Reduces
Credit amount decreases automatically
Referral Credit Benefits
Key Advantages
- Principal Reduction: Credit amount reduces automatically as applicant recruits others
- Flexible Instalments: Choose daily, weekly, or monthly payment schedules
- Higher Credit Limits: Active participation guarantees increased limits for subsequent applications
- Complete Relief: Potential to clear credit without paying from own pocket through referrals
Grocery Credit System
Select your grocery items, get instant credit approval, and receive a unique pickup code for collection at designated outlets.
Product Selection
Browse and select from our wide range of grocery products
Instant Approval
Quick credit processing with automated approval system
Pickup Code
Receive unique code for product collection at outlets
Multiple Outlets
Convenient pickup locations across your area
Start Your Grocery Credit
Select Products
Choose your grocery items from our catalog
Apply for Credit
Total cost becomes your credit amount
Get Approval
Receive instant credit approval
Collect Products
Use pickup code at designated outlet